拔草酱
申请链接 ：Harris Teeter x U.S.Bank
开卡奖励：10/31前提交申请，并与12/15前完成第一笔消费，即可获得$30 statement credit
年费：0
返现力度：在Harris Teeter自有品牌产品上每消费$1可获得3分积分；在Harris Teeter商店内符合条件的净消费每$1可获得2积分；其余所有消费每$1可获得1分
APR
①用于消费的部分，13.74%–25.74%
②用于balance transfer的部分，13.74%–25.74%
③用于提现的部分，26.99%
④最低利息：2$
⑤免息期：24-30天
⑥滞纳金利率：0
费用
①balance transfer费用：$10或4%，取高者
②提现费用：$10或4%，取高者
③滞纳金：最高达$38
④退回费用：最高达$35
⑤特殊交易费：0
⑥外商交易费:0
注意事项：简单来说是很迷的一张卡，本站在《长期持有信用卡推荐》中有对超市购物卡的探讨，无论从开卡bonus还是返现力度上还是使用的灵活度上，该卡都可以说被直接拉爆。所以，除非你申不到我们推荐的卡，而又刚好经常去Harris Teeter采购，否则我们不推荐你申请这张卡。
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