TD Bank道明银行信用卡总览
TD bank道明银行Toronto-Dominion Bank是一家base 于多伦多的加拿大银行,TD Bank及其附属机构一起成为TD银行财团,是一家加拿大的特许银行。
(1)TD Cash Credit Card
年费:0
开卡Bonus:90天内刷满$500,可得$200 bonus
返现力度:餐厅消费3%,杂货店消费2%,其余1%
APR:14.74%–24.74%
0APR:12个月,仅限balance transfer
外商交易费:0
余额转移费:$5或3%,取高者
备注:简单粗暴的返现卡
(2)TD First ClassSM Visa Signature® Credit Card
年费:$89,首年免
开卡Bonus:首次消费送15K分,6个月内刷满$3,000再送10K分
返现力度:机票、酒店、租车、游轮和餐厅消费可得3分/$1,其余可得1分/$1
APR:14.99%
0APR:12个月,仅限balance transfer
外商交易费:0
余额转移费:$5或3%
备注:该卡获得的积分是First Class miles,估值为1cent/mile,因此开卡奖励的25,000估值为$250。
(3)TD Ameritrade Client Rewards Card
年费:0
开卡Bonus:开卡90天内消费$500可获得10K分(限时至10/31/2018)
返现力度:1.5%(分)
APR:17.74%–24.74%
0APR:0
外商交易费:0
余额转移费:$5或3%
备注:该卡获得的积分可以按1:1兑换成现金
(4)TD AeroplanTM Visa Signature® Credit Card
年费:$95,首年免
开卡Bonus:3个账单周期内刷满$1,000,可得25K aeroplan miles
返现力度:在Air Canda net消费可得2 miles/$1,其余可得1 mile/$1
APR:15.74%–24.74%
0APR:15.74%–24.74%
外商交易费:0
余额转移费:$5或3%
备注:aeroplan马上就要和加拿大航空还有TD银行分家了,这张卡可能也要在2020年随着合约到期而消失了。我们对Air Canda的点数估值是1.6cent / mile,因此其25K的bonus价值约$400。
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